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Credit Cards

Guides for using credit card points effectively, including transfer partner comparisons, earning strategies, and redemption tips for Indian cardholders.

HDFC Capped SmartBuy Voucher Points. Switch to Magnify, Here's Why.

HDFC Capped SmartBuy Voucher Points. Switch to Magnify, Here's Why.

HDFC didn't cut the Infinia's 5x on SmartBuy vouchers this time. They capped it at 3,000 points a month, so the full rate now runs out at just 22,500 rupees of spend.

OneCard Credit Card Review: The Lifetime-Free Metal Card With a Quiet Rewards Story

OneCard Credit Card Review: The Lifetime-Free Metal Card With a Quiet Rewards Story

OneCard is India's best-known lifetime-free metal credit card. 1% forex, never-expiring points, and a slick app. The rewards rate is also much smaller than aggregators claim. Here's the honest breakdown.

HDFC PIXEL Go Credit Card Review: 1% Cashback, No Frills, Easy Approval

HDFC PIXEL Go Credit Card Review: 1% Cashback, No Frills, Easy Approval

The HDFC PIXEL Go gives you 1% unlimited cashback on everything, 5% on SmartBuy, and costs just Rs.250 a year. It is the easiest HDFC card to get, with an FD-backed option for anyone without income proof.

What Are Airline Miles, and How Do You Actually Start Earning Them in India?

What Are Airline Miles, and How Do You Actually Start Earning Them in India?

Airline miles aren't complicated. They're loyalty points that airlines give you for flying, and you can use them to book flights (sometimes in business class) without paying for a ticket. Here's how the whole thing works in India.

HDFC PIXEL Play Credit Card Review: Build Your Own 5% Cashback Card

HDFC PIXEL Play Credit Card Review: Build Your Own 5% Cashback Card

The HDFC PIXEL Play lets you pick 2 of 5 category packs for 5% cashback, gives you 3% on Amazon and Flipkart, and auto-credits everything to your statement. Here is the full breakdown of what works and what is missing.

HDFC Millennia Credit Card Review: 5% Cashback, Tight Caps, and a Growing Exclusion List

HDFC Millennia Credit Card Review: 5% Cashback, Tight Caps, and a Growing Exclusion List

The HDFC Millennia gives you 5% cashback on Amazon, Flipkart, Swiggy, and 7 other online merchants. But monthly caps, a long exclusion list, and no lounge access without spending Rs.1 lakh per quarter tell the other side of the story.

HSBC Visa Platinum Credit Card Review: 20 Transfer Partners, Zero Annual Fee

HSBC Visa Platinum Credit Card Review: 20 Transfer Partners, Zero Annual Fee

The HSBC Visa Platinum is a lifetime free card with 20 transfer partners across 15 airlines and 5 hotels. Same partners as the TravelOne, but with a lower earning rate and no lounge access. Here's the full breakdown.

HSBC Taj Credit Card Review: INR 1.1 Lakh Fee, Taj Platinum Membership, and a Metal Card

HSBC Taj Credit Card Review: INR 1.1 Lakh Fee, Taj Platinum Membership, and a Metal Card

The HSBC Taj is a metal Visa Infinite card that costs INR 1,10,000 per year. In return, you get NeuPass Taj InnerCircle Platinum, complimentary hotel stays, unlimited room upgrades, Chambers access, spa treatments, and reward points redeemable only at IHCL properties.

HSBC Live+ Credit Card Review: 10% Cashback on Food, 1.5% on Everything Else

HSBC Live+ Credit Card Review: 10% Cashback on Food, 1.5% on Everything Else

HSBC Live+ offers 10% cashback on dining, food delivery, and groceries (capped at INR 1,000/month) and 1.5% unlimited cashback on everything else. Here's the full breakdown of fees, exclusions, lounge access, and who this card actually makes sense for.

HSBC Premier Credit Card Review: 0.99% Forex, Unlimited Lounges, 20 Transfer Partners

HSBC Premier Credit Card Review: 0.99% Forex, Unlimited Lounges, 20 Transfer Partners

The HSBC Premier card pairs 0.99% forex markup with 20 transfer partners and unlimited lounge access. But you need an HSBC Premier banking relationship to get it.

HSBC TravelOne Credit Card Review: 20 Transfer Partners, Instant Conversions, One App

HSBC TravelOne Credit Card Review: 20 Transfer Partners, Instant Conversions, One App

The HSBC TravelOne earns reward points that transfer 1:1 to 15 airlines and 5 hotel programs, all from the HSBC mobile app. Here's what works, what doesn't, and who it's best for.

Flying Blue Promo Rewards April 2026: Mumbai to Europe in Business Class for 63,750 Miles

Flying Blue Promo Rewards April 2026: Mumbai to Europe in Business Class for 63,750 Miles

Flying Blue's April promo includes Mumbai in business class. KLM lie-flat to Europe for 63,750 miles one-way instead of 85,000. Book by April 30.