Axis Brings Back Accor at Lower Ratios and Moves Flying Blue, Air India to Group A
Accor is back on Axis Bank, but at half the old ratio (a quarter on Atlas). Cathay, Hilton and Miles & More join the list, while Flying Blue, Air India and Qantas move into the much smaller Group A cap.
Accor Live Limitless is back on the Axis Bank transfer list. Axis pulled it overnight on April 2, along with Qatar Airways and Marriott Bonvoy, and it's now listed again on the Travel EDGE terms page (we checked it on September 23, 2026). Google searches for "axis accor" more than tripled the same week, so plenty of you have already noticed.
But Accor is one line in a much bigger rewrite. Axis changed the partner list, the ratios and the Group A and Group B split in one go, and if you hold an Atlas, the group changes cost you more than Accor's return gives back.
- Back: Accor, in Group A, at the reduced ratios Axis introduced in April. Atlas now needs 2 EDGE Miles for every ALL point, where it used to get 2 ALL points for every EDGE Mile.
- New: Cathay (reduced ratios, Group A), Hilton Honors (standard ratios, Group B) and Lufthansa Miles & More (Group B, with its own 2,00,000 mile annual limit).
- Moved from Group B to Group A: Air France-KLM Flying Blue, Air India Maharaja Club and Qantas Frequent Flyer.
- Missing: ITC Hotels no longer appears anywhere on the list. Marriott Bonvoy is still gone.
Axis doesn't announce these changes, and 2026 has now seen three rounds of them. The Magnify app shows the transfer ratio for your specific card in the "Convert From" section, along with any transfer bonus running at the time, so it's worth a look before you move anything.
Accor Came Back at Half the Ratio (a Quarter on Atlas)
Accor returned on exactly the same ratios as British Airways, Finnair and Vietnam Airlines got in April and Qatar got in July. The right column is the ratio a standard partner like KrisFlyer or Aeroplan still gets on the same card, which is also where Accor sat before April.
| Card | Accor now | Standard ratio (pre-April Accor) |
|---|---|---|
| Burgundy Private (The One) | 5:4 | 5:4 |
| Magnus for Burgundy | 5:2 | 5:4 |
| Reserve / Magnus | 5:1 | 5:2 |
| Olympus | 1:2 | 1:4 |
| Atlas | 2:1 | 1:2 |
| Horizon | 2:1 | 1:1 |
| IndianOil Axis Premium | 2:1 | 2:1 |
Read those as Axis points to ALL points. Select, Privilege and Rewards cards stay at 10:1.
Back in April we guessed that Accor would return at lower ratios, probably 5:2 for Magnus for Burgundy and 1:1 for Atlas. Magnus for Burgundy landed exactly there. Atlas landed a notch lower at 2:1, which is a quarter of what the card used to get.
The cap squeezes it further. Accor is a Group A partner, and Atlas can only send 30,000 EDGE Miles a year to Group A in total. At 2:1 that's 15,000 ALL points in a calendar year at most, and only if you send nothing to KrisFlyer, Aeroplan, JAL or any other Group A partner that year.
Burgundy Private is the one card that comes out whole. It still converts at 5:4, and its Group A limit is 3,00,000 points a year.
The Reduced Ratio Tier Now Has Seven Partners
When Qatar came back in July, it was clear Axis was running two ratio tiers. This update makes the second tier bigger. Every partner below converts at the reduced ratios in the table above:
- Accor Live Limitless (returned)
- Cathay (new)
- British Airways Club
- Finnair Plus
- Qatar Airways Privilege Club
- Vietnam Airlines Lotusmiles
- IndiGo BluChip, once its introductory offer ends
IndiGo BluChip is running at standard ratios for now under what Axis calls a limited-period introductory offer. The terms say the offer can be withdrawn without notice, and that the standard IndiGo ratio (the reduced one) applies after that.
Not every addition is bad news, though. Hilton Honors came in at the standard ratios (1:2 on Atlas, 5:2 on Magnus, 5:4 on Magnus for Burgundy) and it sits in Group B, where the caps are four times larger. For anyone who stays at Hiltons, that's the best line in this update.
Flying Blue, Air India and Qantas Moved Into Group A
This is the change that stings. Axis splits its partners into two buckets, and each card has a separate yearly limit for each bucket. On every card, the Group A limit is a quarter of the Group B limit. We covered how the Group A and Group B caps work in detail earlier. The limits themselves haven't changed:
| Card | Group A limit per year | Group B limit per year |
|---|---|---|
| Burgundy Private | 3,00,000 | 12,00,000 |
| Magnus for Burgundy | 2,00,000 | 8,00,000 |
| Olympus | 1,50,000 | 6,00,000 |
| Magnus, Reserve, Select, Privilege, Rewards, Horizon, IOCL Premium | 1,00,000 | 4,00,000 |
| Atlas | 30,000 | 1,20,000 |
What changed is who sits where. Flying Blue, Air India Maharaja Club and Qantas all used to be in Group B, and that's what made them so useful. Once you'd used up your Group A limit on KrisFlyer or Aeroplan, you could still move a big balance into Flying Blue or Air India. Now all three share the smaller bucket with everything else.
Here's what that does to Flying Blue on an Atlas. Before this update, you could move up to 1,20,000 EDGE Miles a year to Flying Blue at 1:2, which is 2,40,000 Flying Blue miles. Now the most you can move is 30,000 EDGE Miles, or 60,000 Flying Blue miles, and every EDGE Mile you send to KrisFlyer, JAL or Accor that year comes out of the same 30,000. On a Magnus, the Flying Blue ceiling drops from 1,60,000 miles a year to 40,000. The numbers for Air India Maharaja Club are identical, since it converts at the same ratios.
If you only transfer once or twice a year for a specific trip, you may never hit these limits. But if you're someone who books Flying Blue Promo Rewards for the family, or you moved Axis points into Air India every time a Maharaja Club transfer bonus came around, you'll feel it.
Group B now holds nine partners: AirAsia Rewards, Hilton Honors, IHG One Rewards, IndiGo BluChip, Miles & More, Orchid Rewards, The Postcard Sunshine Club, Radisson Rewards and SpiceJet SpiceClub. Group A has the other eighteen.
Miles & More Joins Group B, With a Limit of Its Own
Lufthansa's Miles & More is the other big addition, and Axis placed it in Group B. Most cards get the standard ratio (5:4 on Magnus for Burgundy, 5:2 on Magnus and Reserve, 1:4 on Olympus). Atlas is the exception at 1:1, half its usual rate.
The new part is the extra rule attached to it. You can transfer at most 2,00,000 Miles & More miles in a calendar year, on top of your normal Group B limit, and each transfer has to be at least 3,000 miles. Whichever limit you hit first is the one that counts:
| Card | Ratio | Most Miles & More per year | What stops you |
|---|---|---|---|
| Burgundy Private | 5:4 | 2,00,000 | Miles & More limit (2,50,000 points) |
| Magnus for Burgundy | 5:4 | 2,00,000 | Miles & More limit (2,50,000 points) |
| Olympus | 1:4 | 2,00,000 | Miles & More limit (50,000 EDGE Miles) |
| Horizon | 1:1 | 2,00,000 | Miles & More limit (2,00,000 EDGE Miles) |
| Magnus / Reserve | 5:2 | 1,60,000 | Group B limit (4,00,000 points) |
| Atlas | 1:1 | 1,20,000 | Group B limit (1,20,000 EDGE Miles) |
| Select / Privilege / Rewards | 10:1 | 40,000 | Group B limit (4,00,000 points) |
Those maximums assume you send nothing else to Group B in the same year. Anything you move to Hilton, IHG or Orchid comes out of the same Group B limit.
Whether Miles & More deserves your points depends on where you fly. It's a Star Alliance program with some good awards left on Lufthansa Group airlines, though the 2025 overhaul took a lot away. We went through what's left after the Miles & More overhaul if you want to decide before transferring. We think this new limit works like a hidden Group C, and here's why that's a problem.
What Axis Is Doing
Put April, July and September side by side and there's a pattern.
First, partners come back but the ratios don't. Qatar returned on reduced ratios in July, Accor did the same this month, and Cathay arrived on them too.
Second, the good ratios are being fenced in by caps. Moving Flying Blue, Air India and Qantas into Group A doesn't touch their ratios, but it cuts how much you can send them by three quarters. And Miles & More is the first time Axis has put a limit on a single partner inside a group. Until now, the two group caps were the only ceilings.
That second part is what I'd watch. The headline partner count keeps going up (27 partners on the list today), and a new partner at a decent ratio looks like good news on social media. But if every attractive partner now comes with its own ceiling, the list gets longer while the amount you can move to the partners you care about gets smaller. I wouldn't be surprised to see partner-level limits spread to other Group B partners the next time Axis rewrites the terms.
What to Do With Your Axis Points Now
If you hold Atlas, your 30,000 EDGE Mile Group A limit is now the constraint that matters most. Spend it on partners that still convert at 1:2 (KrisFlyer, JAL, Flying Blue, Air India, Aeroplan, Turkish) rather than the 2:1 tier, where the same EDGE Miles get you a quarter of the miles. Use Group B for Hilton at 1:2 and Miles & More or Orchid at 1:1.
If you had a Flying Blue or Air India transfer planned, check how much of your Group A limit you've already used this calendar year. The limits reset on January 1, so a transfer you can't fit in now might fit in January.
Don't rush to transfer everything. It's tempting to move points before the next change, but transferring early only swaps one risk for another. Partner miles expire, and partner programs devalue their own award charts too. We wrote about why speculative Axis transfers usually backfire, and nothing here changes that. If you have a specific booking and you've confirmed the award seat is there, go ahead and transfer for it.
If Air India was your main use for Axis points, there's another route. You can earn Maharaja Club points through Mag Miles on the Magnify app by buying gift cards for your everyday spending, and those transfers don't count against any bank's cap. The same goes for a few other programs caught up in this update: Vietnam Airlines Lotusmiles, which sits in Axis's reduced tier, and Club ITC, which has dropped off the Axis list.
