Last updated: 7 October 2026
Magnify is operated by Voyage Inn Vantage Private Limited, Bengaluru. We at Magnify (“the Company/Magnify/We/Us”) are committed to protecting the privacy and security of your personal information. Our goal is to maintain your trust and confidence when handling your personal information.
This Privacy Policy explains how we collect, use, process, and disclose information about you. By using our website/app, you consent to the terms of our privacy policy (“Privacy Policy”) in addition to our Terms of Use. We encourage you to read this Privacy Policy regarding the collection, use, and disclosure of your information from time to time to keep yourself updated with the changes & updates that we make to this Policy.
This Privacy Policy describes our privacy practices for all websites/apps, products, and services that are linked to it. However, this policy does not apply to those affiliates and partners that have their own privacy policy. In such situations, we recommend that you read the privacy policy on the applicable site. Any capitalized terms not defined hereunder shall hold the same definition as provided under the Terms of Use.
The following information is collected by or on behalf of Magnify:
We receive and store any information you enter on our Website or give us in any other way. You can choose not to provide certain information but then you might not be able to take advantage of many of our services and features. Typically, as a registration process or later stage, we ask for details like your name, contact number, address, PAN or any other Government identification document, Debit/Credit card details, reward points information, airline/hotel partners account detail, and any other detail relevant to provide our services. Card payments are processed by RBI-authorised payment aggregators, and Magnify does not store your full card number, CVV or PIN.
We receive and store certain types of information whenever you interact with us. For example, we use "cookies" and we obtain certain types of information including but not limited to, when your web browser accesses the Website or advertisements and other content served by or on behalf of the Website on other websites. We may also receive/store information about your location and your mobile device, including a unique identifier for your device, device operating system, manufacturer and model of device, etc. On the Android app, Magnify requires access to additional information such as SMS. Prior to accessing any such information, explicit consent shall be sought from the User. Please note that we only read transactional or promotional SMS and do not open, access or read any personal SMS.
In case of both Android and iOS apps, we require access to users’s emails also. Our access to the SMS and email account(s) is authorized through the email provider’s access mechanism. If you permit our App to track your credit Instruments ’accounts, the App will securely store account details for each of your credit Instruments ’accounts, including your sign-in username and authorization tokens for tracked accounts.
We might receive information about You from other sources and add it to our account information to further personalize your experience on our website/app, and provide certain services that cannot be accessed by all users of the website/app. We may receive information about you and your activities through partnerships, or about your experiences and interactions from our partner ad networks.
When you book a flight or hotel, airlines, hotels and government rules require us to collect details of every traveller or guest on the booking. Depending on the booking, this includes:
We use this information to make, change and cancel your bookings, to send you booking updates, to issue invoices and meet legal and tax requirements, to provide support, and to prevent fraud.
When you enter details of other travellers, including children, you confirm that you are authorised to share them with us for the booking, and that you have told them how we will use their information. If a booking includes a traveller under 18, you confirm that you are the parent or legal guardian, or that you have the parent's or guardian's permission to share the child's details with us for the booking.
We may use, store and process personal information to (1) provide, understand, improve and develop the Web Services, (2) create and maintain a trusted and safe environment on Magnify (such as complying with our legal obligations and compliance with our policies) and (3) provide, personalize, measure and improve our products & services. All the information collected through different channels, allows us to collect statistics about our website/app usage and effectiveness, personalize your experience whilst you are on our website/app, as well as customize our interactions with you and also assist in business development to enhance and expand the scope of the Web Services. The following paragraphs describe in more detail how we use your personal information.
Any information provided by a User will be used solely for creating and updating your Account and processing your transaction(s) or for any other purposes for which you have granted access to such information to us, based on your interaction with the Magnify website/app. All personal information provided by you in our website/app which has been duly received and accepted by us will be used solely for the purpose of processing a transaction on the website/app. To enable such process, we may share information with authorized third parties, for instance, our business partners, financial teams/institutions, or postal/government authorities involved in fulfilment of said transactions, if any. In connection with a transaction, we may also contact you as part of our customer satisfaction surveys or for market research purposes. We may use the information collected to perform internal operations necessary to provide our services, including to troubleshoot software bugs and operational problems, to conduct data analysis, testing and research and to monitor and analyze usage and activity trends. We process this personal information for these purposes to provide and improve the Web Services.
Collection of SMS and Email data is critical to the core functionality of our app which is Credit Card Recommendations. We only read and store your transactional and promotional Email/SMS. We do not open, read or access any personal SMS/emails. From SMS/Emails we are able to get meaningful information like your total spends, spending pattern, income, and interests. Using which our algorithm spits out a set of credit cards that are perfect for you. The Company also employs automated processes for accessing and analysing information provided by you; where we may need to use our algorithm to access a password-protected document utilizing information provided by you.
We may use the personal information to create and maintain a safe environment and use the same to detect and prevent fraud, spam, abuse, security incidents and other harmful activity. We use the information we collect (including recordings of customer support calls) to assist you when you contact our customer support services to investigate & resolve your queries, monitor and improve our customer support responses. Certain online transactions may involve us calling you. They may also involve online chats. Please be aware that it is our general practice to monitor and, in some cases, record such interactions for staff training or quality assurance purposes or to retain evidence of a particular transaction or interaction. We intend to protect your personal information and to maintain its accuracy as confirmed by you. Magnify implements reasonable physical, administrative, and technical safeguards to help us protect your personal information from unauthorized access, use, and disclosure. For example, we encrypt all sensitive personal information when we transmit such information over the internet. We blend security at multiple steps within our products with state-of-the-art technology to ensure our systems maintain strong security measures. The overall data and privacy security design allows us to defend our systems ranging from low hanging issue up to sophisticated attacks.
As required by law, at times we might be required to disclose your personal information including transactional and financial information to relevant authorities. In some cases, when we believe that such disclosure is necessary to protect our rights, or the rights of others, or to comply with a judicial proceeding, court order, or legal process served on our website/app we would share such information pursuant to a lawful request from law enforcement agencies. We send you transactional messages about your account, orders and bookings, including to a number on the DND or NCPR list, as TRAI rules permit for service messages. We send marketing messages only where you have opted in, and you can opt out at any time. We may disclose information that identifies you at an individual level and which we have collected on our website/app, to other affiliate entities and partners that are not acting as our suppliers or business partners only with your separate, specific consent. For the sake of clarity, Magnify does not sell or lease such information. Subject to your express permission to use the information as described herein, the information we have about you, may be used by us for marketing purposes. This consent is purely voluntary, and you may at any time choose not to receive marketing materials from us, by indicating so when we call you, or by contacting us directly. Further, if you want to remove your contact information from all our lists, please send an email request to contact@magnify.club Magnify does not deliver third party online advertisements on the website/app but we may advertise our activities and organizational goals on other websites/apps. We may collaborate with other website/app operators as well as network advertisers to do so. We request you to read and understand such concerned third party privacy policies to understand their practices relating to advertising, including what type of information they may collect about your internet usage. Magnify does not provide any information relating to your usage to such website/app operators or network advertisers. During your use of the web/app services, you may come across links to third party websites/apps that are not affiliated with Magnify. Magnify is not responsible for the privacy practices or the content of those other websites/apps, or for any acts/ omissions by such third parties in the course of your transaction with them.
To make and manage a booking, we share the traveller and booking details it needs with the airlines, hotels and other travel service providers involved, and with the booking, distribution and technology partners we use to reach them. Airlines may in turn share passenger details with immigration, customs and security authorities in India and abroad, as the law requires. Once a Service Provider receives these details, its own privacy policy also applies to them. We use your booking details only to provide and support your booking, to meet our legal, tax and accounting obligations, and to prevent fraud. We do not sell them.
When you book travel to or within another country, or with a foreign airline or hotel, your details are necessarily sent to that Service Provider, and may be processed outside India. We transfer personal data outside India only as permitted by Indian law.
We provide all our Users an option to request the deletion of all such information related to the specific card/account including but not limited to profile information, card data, transaction details, referrals details, google oauth sessions etc. that we are not required to retain. In certain circumstances, we may be unable to delete your account, such as if there is any outstanding dispute or unresolved claims pending on your card/account. However, upon resolution of the issue preventing deletion, the information that we are not required to retain is deleted and can ’t be recovered thereafter. Please note that we may retain certain information if necessary, for our own legitimate business interests such as fraud prevention and enhancing users ’safety and security OR to fulfil our legal obligations and compliance. Users can raise the request to delete the account by heading to `My Account`. Select reason to delete & give their valuable feedback.
We keep personal information only for as long as we need it for the purpose it was collected, or as long as the law requires. Records of bookings, payments, refunds and invoices are kept for the periods required by tax, accounting and other laws, which can be several years after the booking, even if you delete your account. In our own systems, passport and ID details collected for a booking are used only for that booking and its follow-up, such as cancellations, refunds and support, and are then deleted or anonymised unless the law requires us to keep them. Airlines, hotels and our booking partners keep the details they receive under their own policies. You may also choose to save traveller details in your account for future bookings, and you can remove them at any time.
We use data collection devices such as “cookies ”, etc. on certain parts of the Web to help analyze the Web Services, user interaction with the Web, measure promotional effectiveness, and promote trust and safety. For the sake of clarity, “cookies ”are small files placed on your device hard-drive/storage that assist us in providing the Web Services. Please be informed that Magnify offers certain features via the Web that are only available through the use of a “cookie ”. We also use cookies to allow you to enter a particular password less frequently during a session. Cookies also help us obtain information that assists in curating the Services more targeted to your interests. You are always free to decline our cookies if your device permits, although in that case you may not be able to use certain features on the website/app and you may be required to provide a password more frequently during a session.
Magnify 's use of information received from Google APIs will adhere to Google API Services User Data Policy, including the Limited Use requirements. We process personal data in accordance with the Information Technology Act, 2000 and the rules made under it, and the Digital Personal Data Protection Act, 2023 and the rules made under it as they come into force.
We may update this policy from time to time. We will post material changes on this page, with a new Last updated date, before they take effect, and where the law requires your consent for a new use of your data, we will ask for it.
Subject to applicable law, you may ask us to give you a summary of the personal data we hold about you and how we use it, to correct, complete or update it, to erase it where we no longer need it, or to withdraw any consent you have given us. You may also nominate another person to exercise these rights on your behalf in the event of your death or incapacity. Withdrawing consent does not affect processing that took place before you withdrew it, and we may be unable to provide a service, such as a booking, that needs that data. To exercise these rights, write to us at contact@magnify.club. We will verify your identity before acting on a request.
If you have questions, concerns, or suggestions regarding our Privacy Policy, we can be reached using the contact information on our “Contact Us ”page or at contact@magnify.club. In certain cases, you may have the ability to view or edit your personal information online. In the event your information is not accessible online, and you wish to obtain a copy of particular information you provided to Magnify, or if you become aware the information is incorrect and you would like us to correct it, please contact us immediately; we will verify your identity and respond to your request.
If you have a complaint about how we handle your personal data, you may contact our Grievance Officer: Pranav Date, Director and Grievance Officer, Voyage Inn Vantage Private Limited, Aspire Coworks, No. 472/7 Balaji Arcade, 2nd & 3rd Floor, A.V.S. Compound, 20th L Cross Road, AVS Layout, Ejipura, Koramangala 4th Block, Bengaluru, Karnataka 560095, email contact@magnify.club (subject line: “Grievance”). We will acknowledge your complaint within 48 hours and resolve it within one month. If you are not satisfied with our response, you may complain to the Data Protection Board of India once it is able to receive complaints.
By accessing our Website and/or our mobile application and using it on a continued basis, you expressly consent and confirm to us collecting, maintaining, using, processing and disclosing your personal and user information in accordance with this Privacy Policy.