HDFC Infinia SmartBuy Devaluation: 5x to 3x on Gift Vouchers
HDFC has reduced Infinia rewards on SmartBuy gift vouchers from 5x to 3x starting January 16, 2026. Bad news, but not the worst.
Guides for using credit card points effectively, including transfer partner comparisons, earning strategies, and redemption tips for Indian cardholders.