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Credit Cards

Guides for using credit card points effectively, including transfer partner comparisons, earning strategies, and redemption tips for Indian cardholders.

How I Booked a 13-Hour Emirates Flight by Spending ₹4 Lakh on Amex Platinum Travel

How I Booked a 13-Hour Emirates Flight by Spending ₹4 Lakh on Amex Platinum Travel

How Shruti and I booked Emirates' fifth freedom flight from Barcelona to Mexico City for 20,000 Skywards miles and ₹6,700 in taxes, using points earned from our Amex Platinum Travel cards.

A Complete Guide to Buying Amex Points in India

A Complete Guide to Buying Amex Points in India

American Express lets you buy Membership Rewards points directly through customer care. ₹4,000 for 10,000 points, no taxes, and they show up almost instantly.

Why I Love Miles & More: What's Left After the 2025 Overhaul

Why I Love Miles & More: What's Left After the 2025 Overhaul

Miles & More went through a massive overhaul in June 2025. Some sweet spots survived, some got better, and a few got destroyed. Here's where things stand from India.

Every Airline You Can Transfer Marriott Bonvoy Points To (Complete List)

Every Airline You Can Transfer Marriott Bonvoy Points To (Complete List)

Marriott Bonvoy transfers to 39 airlines at 3:1, with a bonus that gives you 25% more miles on most partners. Here's the complete list, the exceptions, and how to earn Bonvoy points in India.

Do Marriott Bonvoy Points Expire? Yes. Here's How to Keep Them Alive

Do Marriott Bonvoy Points Expire? Yes. Here's How to Keep Them Alive

Marriott Bonvoy points expire after 24 months of inactivity. Here's what counts as activity, who's exempt, and the cheapest way to keep your balance safe.

Every Credit Card That Transfers to Air India Maharaja Club (2026)

Every Credit Card That Transfers to Air India Maharaja Club (2026)

From Axis Atlas to ICICI Emeralde, here's every Indian credit card that can transfer points to Air India Maharaja Club, with exact ratios and minimum transfers.

HDFC Infinia SmartBuy: 5x Rewards Are Staying

HDFC Infinia SmartBuy: 5x Rewards Are Staying

HDFC reversed the SmartBuy devaluation before it even went live. Infinia stays at 5x on gift vouchers.

HDFC Infinia SmartBuy Devaluation: 5x to 3x on Gift Vouchers

HDFC Infinia SmartBuy Devaluation: 5x to 3x on Gift Vouchers

HDFC has reduced Infinia rewards on SmartBuy gift vouchers from 5x to 3x starting January 16, 2026. Bad news, but not the worst.

HDFC Global Value Program: 1% Cashback on International Spends

HDFC Global Value Program: 1% Cashback on International Spends

For ₹199 a year, HDFC gives you 1% cashback on all international spending. Here's why it makes the Infinia a no-brainer for forex.

What's Coming to Air India Maharaja Club in 2026

What's Coming to Air India Maharaja Club in 2026

Air India's year-end email reveals some big loyalty program changes. Air India Express redemptions, a co-branded credit card, and "best-priced Award Flights." Here's what it all means.